Free UK mortgage rate alerts
Know the moment mortgage rates drop.
Tell us the deal and the rate you're after. We check the market every day and email you the moment something matches.
Free, no card required. Unsubscribe any time.
- deals tracked
- 3,280
- deals tracked
- UK lenders
- 19
- UK lenders
- rate checks
- Daily
- rate checks
Lowest residential rates today
2 Oct- 13.99%
Barclays
2yr tracker · up to 60% LTV
- 24.05%
Nationwide Building Society
2yr tracker · up to 60% LTV
- 34.05%
Virgin Money
2yr tracker · up to 60% LTV
Lenders we track · updated daily
Compare allRates checked daily from 19 UK lenders, including
Market pulse
See where rates are heading
The daily average across every remortgage deal we track, so you can tell whether it's worth fixing now or waiting — without refreshing comparison tables.
- Updated every day from lender data
- Average, median and lowest rate side by side
- Switch between 2-year and 5-year fixes
Average 2-year fixed remortgage rate
Daily, across the deals we track · last 90 days
5.55%
Latest · 25 Sept 2026 · average of 352 tracked deals
up 0.33% over 30 days
- Average
- 5.55%
- Median
- 5.49%
- Lowest
- 4.84%
Average rate Lowest rate
Remortgage deals, all LTVs and fee types, from the lenders we track — not the whole UK market. Each deal counts once per day at its latest rate. The number of deals we track changes over time, which can move the average on its own. History starts July 2026.
See today's best 2-year fixed ratesToday's best rates
Find the lowest rates for your situation
2-year fixed rates
Short fix, more flexibility
from
4.98%
5-year fixed rates
Five years of certainty
from
4.95%
Tracker rates
Follows the Bank of England base rate
from
4.06%
First-time buyer rates
Priced for your first home
from
3.99%
Remortgage rates
Switching to a new lender
from
4.06%
Buy-to-let rates
Landlord mortgages, tracked separately
from
3.49%
Lowest rates we tracked on 2 Oct, across all LTVs. Rates change daily — open a page for today's figures and the deals behind them.
How it works
Set it once. We'll tell you when it's time.
Step 1
Tell us what you're after
Your situation, the type of deal and, if you like, the rate you're waiting for. It takes a minute.
Step 2
We check the market daily
Every deal from the lenders we track is checked each day against what you asked for.
Step 3
You get one clear email
When a deal matches, we email you the rate, the lender and what it could save you. Nothing else.
Mortgage Rate Alerts
A 2-year fixed just matched your alert
Good news — a deal now matches your alert:
2-year fixed · 75% LTV
4.49%
below your 4.60% target
Could save you
£84 / month
Product fee
£999
Stop checking rates by hand.
Set one free alert and we'll email you when the market matches it. No card, no calls unless you ask for one, and you can unsubscribe any time.