Live UK mortgage rate monitoring

Track mortgage rates. Get alerted when matching rates drop.

Simple monitoring. Smart alerts. Tell us the rate you want, and we'll let you know the moment the market matches it.

Free to start. No card required.

Cheapest rates right now

The lowest residential mortgage rates we're tracking across the UK market.

Fetching the latest rates…
Compare rates
Live rate trackingUpdated daily

Market-wide search

We scan thousands of mortgage deals from across the market.

Rate monitoring

Our system monitors rates throughout the day.

Instant alerts

Get notified the moment a matching rate changes.

Matched to your profile

Alerts tailored to your mortgage needs and circumstances.

Live market pulse

A clearer view of the mortgage market

Mortgage rates shift quietly, often by the day. We track the whole UK market in the background so you don't have to watch lender sites or refresh comparison tables. When the average rate moves or a deal lines up with what you're after, you'll see it first — explained simply, with no jargon or pressure to act.

It's the calm, considered way to stay close to the right rate, whether you're buying your first home or quietly waiting to remortgage.

Live mortgage rate dashboard showing average 2 year fixed rate falling
How it works

Three steps to a better rate

01

Set your target rate

Choose your mortgage type, term, and the rate you'd love to see. We'll track the UK market 24/7 to find your ideal match.

02

We monitor the market

Our system scans thousands of deals across the country's leading lenders in real-time, every day.

03

Get instantly alerted

The moment a matching rate appears, we send an instant notification directly to your phone or inbox.

Features

Everything you need to track the right rate

No spreadsheets. No checking lender sites daily. Just one quiet, reliable alert when something worth knowing changes.

  • Track multiple rates at once
  • Personalised match criteria
  • Cancel or pause anytime
  • Trusted UK data sources

All UK lenders

Compare across the whole market in one place.

Rate history

See how rates have moved so you can spot trends.

Smart alerts

Email and push notifications the moment it matches.

Bank-grade security

Your data stays private and protected, always.

Stay informed. Save more.

Join thousands of UK homeowners using Mortgage Rate Alerts to catch the right rate at the right time.

Mortgage Rate Alerts

We track the UK mortgage market and alert you the moment a rate matching your criteria appears. Simple monitoring. Smart alerts.

Mortgage Rate Alerts is a rate-monitoring and notification service. We are not a mortgage broker or lender and do not provide mortgage advice. Rates shown are gathered from lenders' public information and may not be current or available to you; always confirm details directly with the lender before acting. Your home may be repossessed if you do not keep up repayments on your mortgage.

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