How it works

Three simple steps to a better rate

Mortgage Rate Alerts does the watching so you don't have to. Here's exactly what happens from signup to alert.

  1. 01

    Tell us what you're watching for

    Choose your lender, rate type, term, loan-to-value and the rate you'd like to see — or leave it blank to hear about any matching drop. It takes under a minute and there's nothing to install.

  2. 02

    We monitor the market

    Our system tracks mortgage products across UK lenders and refreshes them through the day. You don't need to keep checking comparison sites or lender pages yourself.

  3. 03

    You get one clear alert

    The moment a rate matches your criteria, we email you — with the product, the rate, and a link to the lender. No pressure to act, just the facts when they're worth knowing.

  4. 04

    You stay in control

    We confirm it's really you by email before any alert goes live. Pause or unsubscribe with one click at any time, and we never share your details without your explicit consent.

Common questions

Does it cost anything?
No. Setting up and receiving rate alerts is free.
How often will you email me?
Only when a rate matches what you asked for. If nothing matches, you hear nothing.
Do I have to give my phone number?
No. All you need is an email address.

Ready to catch the right rate?

Tell us the rate you want, and we'll email you the moment the market matches it.

Create free alert
Mortgage Rate Alerts

We track the UK mortgage market and alert you the moment a rate matching your criteria appears. Simple monitoring. Smart alerts.

Mortgage Rate Alerts is a rate-monitoring and notification service. We are not a mortgage broker or lender and do not provide mortgage advice. Rates shown are gathered from lenders' public information and may not be current or available to you; always confirm details directly with the lender before acting. Your home may be repossessed if you do not keep up repayments on your mortgage.

© 2026 Mortgage Rate Alerts · mortgageratealerts.co.uk