Lender
Santander UK mortgage rates
We track Santander UK's mortgage products and alert you the moment a matching rate drops. Compare them against the whole UK market below.
Rates from 4.28%
| Product | Rate | APRC | Max LTV | Fees | Actions |
|---|---|---|---|---|---|
2 Year Tracker Moving homeTracker · 2yr | 4.28% | — | 60% | £999 | — |
2 Year Tracker First-time buyerTracker · 2yr | 4.28% | — | 60% | £999 | — |
2 Year Tracker RemortgagingTracker · 2yr | 4.34% | — | 60% | £999 | — |
2 Year Tracker First-time buyerTracker · 2yr | 4.40% | — | 60% | £999 | — |
2 Year Tracker First-time buyerTracker · 2yr | 4.40% | — | 60% | £999 | — |
2 Year Tracker Moving homeTracker · 2yr | 4.44% | — | 60% | £1,999 | — |
2 Year Tracker RemortgagingTracker · 2yr | 4.44% | — | 75% | £999 | — |
2 Year Tracker Moving homeTracker · 2yr | 4.45% | — | 75% | £999 | — |
About Santander UK mortgage rates
The table above shows the lowest Santander UK rates we're tracking right now, across every buyer type we see — first-time buyers, home movers, remortgages and existing customers. Santander UK prices the same product differently for each, so check the buyer type on a deal before comparing it with your own situation.
If you're an existing Santander UK customer, your own product transfer offer is usually the easiest option when your deal ends — but it's rarely the cheapest by default. Use it as the number to beat, then compare it with the whole market before you decide.
How often are Santander UK rates updated here?
We check Santander UK's published mortgage range every day. Lenders can reprice or withdraw a deal at short notice, so always confirm the rate with Santander UK or a broker before you apply.
Can I get an alert when Santander UK cuts its rates?
Yes. Set a free alert with Santander UK as your lender and we'll email you the moment one of its deals matches your criteria — or drops below a target rate you choose.
Is Santander UK the cheapest lender for me?
It depends on your loan-to-value, the length of fix you want and whether you're buying or remortgaging. Compare Santander UK's rates with the other lenders we track for the same situation, and include fees, not just the headline rate.
Thinking of switching?
Catch the next Santander UK rate drop
Set a free alert and we'll email you the moment a matching rate appears.
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