Lender
Halifax mortgage rates
We track Halifax's mortgage products and alert you the moment a matching rate drops. Compare them against the whole UK market below.
Rates from 4.06%
| Product | Rate | APRC | Max LTV | Fees | Actions |
|---|---|---|---|---|---|
2 Year Tracker – up to 60% LTV, £1,499 fee First-time buyerTracker · 2yr | 4.06% | — | 60% | £1,499 | — |
2 Year Tracker – up to 60% LTV, £1,499 fee Moving homeTracker · 2yr | 4.06% | — | 60% | £1,499 | — |
2 Year Tracker – up to 60% LTV, £1,499 fee RemortgagingTracker · 2yr | 4.06% | — | 60% | £1,499 | — |
2 Year Tracker – up to 75% LTV, £1,499 fee First-time buyerTracker · 2yr | 4.18% | — | 75% | £1,499 | — |
2 Year Tracker – up to 75% LTV, £3,999 fee First-time buyerTracker · 2yr | 4.18% | — | 75% | £3,999 | — |
2 Year Tracker – up to 75% LTV, £1,499 fee Moving homeTracker · 2yr | 4.18% | — | 75% | £1,499 | — |
2 Year Tracker – up to 75% LTV, £3,999 fee Moving homeTracker · 2yr | 4.18% | — | 75% | £3,999 | — |
2 Year Tracker – up to 75% LTV, £1,499 fee RemortgagingTracker · 2yr | 4.18% | — | 75% | £1,499 | — |
About Halifax mortgage rates
The table above shows the lowest Halifax rates we're tracking right now, across every buyer type we see — first-time buyers, home movers, remortgages and existing customers. Halifax prices the same product differently for each, so check the buyer type on a deal before comparing it with your own situation.
If you're an existing Halifax customer, your own product transfer offer is usually the easiest option when your deal ends — but it's rarely the cheapest by default. Use it as the number to beat, then compare it with the whole market before you decide.
How often are Halifax rates updated here?
We check Halifax's published mortgage range every day. Lenders can reprice or withdraw a deal at short notice, so always confirm the rate with Halifax or a broker before you apply.
Can I get an alert when Halifax cuts its rates?
Yes. Set a free alert with Halifax as your lender and we'll email you the moment one of its deals matches your criteria — or drops below a target rate you choose.
Is Halifax the cheapest lender for me?
It depends on your loan-to-value, the length of fix you want and whether you're buying or remortgaging. Compare Halifax's rates with the other lenders we track for the same situation, and include fees, not just the headline rate.
Thinking of switching?
Catch the next Halifax rate drop
Set a free alert and we'll email you the moment a matching rate appears.
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