Guides

Mortgages, minus the jargon

Short, practical guides to help you understand your mortgage and time a switch well.

2-year vs 5-year fixed: which should you choose?

The trade-offs between a shorter and longer fix — rate, flexibility, fees, and how to decide which suits your plans.

APRC explained in plain English — what it includes, why two deals with the same rate can cost very differently, and how to use it.

How to find your fixed-rate end date, what an SVR is, and why the months before your deal ends matter most.

Remortgaging vs. a product transfer, the paperwork involved, and how to time a switch so you don't slip onto a higher rate.

Staying with your current lender on a new deal — how a product transfer works, its pros and cons, and when it beats remortgaging.

Tell us the rate you want, and we'll email you the moment the market matches it.