Lender

HSBC UK mortgage rates

We track HSBC UK's mortgage products and alert you the moment a matching rate drops. Compare them against the whole UK market below.

Rates from 4.15%

ProductRateAPRCMax LTVFeesActions
2 Year Term Tracker Standard
Moving homeTracker · 2yr
4.15%6.10%60%£999—
2 Year Term Tracker Standard
First-time buyerTracker · 2yr
4.15%6.10%60%£999—
2 Year Term Tracker Standard
Existing customerTracker · 2yr
4.15%6.30%60%£999—
2 Year Term Tracker Standard
RemortgagingTracker · 2yr
4.22%6.10%60%£999—
2 Year Term Tracker Standard
Moving homeTracker · 2yr
4.27%6.10%70%£999—
2 Year Term Tracker Standard
Moving homeTracker · 2yr
4.27%6.10%75%£999—
2 Year Term Tracker Standard
First-time buyerTracker · 2yr
4.27%6.10%70%£999—
2 Year Term Tracker Standard
First-time buyerTracker · 2yr
4.27%6.10%75%£999—

About HSBC UK mortgage rates

The table above shows the lowest HSBC UK rates we're tracking right now, across every buyer type we see — first-time buyers, home movers, remortgages and existing customers. HSBC UK prices the same product differently for each, so check the buyer type on a deal before comparing it with your own situation.

If you're an existing HSBC UK customer, your own product transfer offer is usually the easiest option when your deal ends — but it's rarely the cheapest by default. Use it as the number to beat, then compare it with the whole market before you decide.

How often are HSBC UK rates updated here?

We check HSBC UK's published mortgage range every day. Lenders can reprice or withdraw a deal at short notice, so always confirm the rate with HSBC UK or a broker before you apply.

Can I get an alert when HSBC UK cuts its rates?

Yes. Set a free alert with HSBC UK as your lender and we'll email you the moment one of its deals matches your criteria — or drops below a target rate you choose.

Is HSBC UK the cheapest lender for me?

It depends on your loan-to-value, the length of fix you want and whether you're buying or remortgaging. Compare HSBC UK's rates with the other lenders we track for the same situation, and include fees, not just the headline rate.

Catch the next HSBC UK rate drop

Set a free alert and we'll email you the moment a matching rate appears.

Create free alert
Mortgage Rate Alerts

We track the UK mortgage market and alert you the moment a rate matching your criteria appears. Simple monitoring. Smart alerts.

Mortgage Rate Alerts is a rate-monitoring and notification service. We are not a mortgage broker or lender and do not provide mortgage advice. Rates shown are gathered from lenders' public information and may not be current or available to you; always confirm details directly with the lender before acting. Your home may be repossessed if you do not keep up repayments on your mortgage.

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